Insurance
Private treatment, and how to cover it.
Private vs public
Where private and public treatment centres differ.
The main differences between public and private treatment centres are cost, wait time, amenities, length of stay, program, staff ratio and aftercare.
- Cost
- Wait time
- Amenities
- Length of stay
- Program
- Staff ratio
- Aftercare
Covering the cost of private addiction treatment with health insurance
Depending on your health insurance provider, coverage can vary. Wording in policies ranges from easy and uncomplicated to difficult and confusing. Some individuals are “fully insured” (paying premiums to an insurance company) while others are “self-insured” (employers pay healthcare costs through an insurance company).
Out-of-pocket costs for addiction treatment will vary depending on your policy. Most private insurance policies acknowledge addiction treatment as an allowable claim. Before claiming addiction treatment with your health insurance, contact your insurance provider to confirm coverage.